Tokenize Real Estate in Switzerland

Yes. Switzerland’s DLT Act (effective August 1, 2021) provides a comprehensive legal framework for tokenized securities. Ledger-based securities are recognized as a distinct category of financial securities. FINMA licenses and supervises all DLT trading facilities. The first FINMA-licensed DLT trading facility — BX Digital — began operations in March 2025

No. Swiss property title is still registered at the cantonal land registry (Grundbuch). Tokens represent fractional ownership interests in the SPV or fund that holds the property — not direct land title. The underlying property remains registered in the SPV’s name

Yes. Foreign investors can participate through direct purchase of tokens via FINMA-licensed DLT platforms (no nationality restrictions), institutional access through SIX Digital Exchange listings, or global 24/7 trading via BX Digital. EU investors benefit from MiCA compatibility

Timeline depends on route: 4–6 weeks for BX Digital (fastest), 6–8 weeks for local DLT Act STO, and 8–12 weeks for SIX Digital Exchange listing. Tokenizer.Estate manages licensing, smart contract audits, AML/KYC, SPV formation, and regulatory filings in parallel

Minimum investment depends on the token structure set by the issuer. Local DLT Act tokenizations typically allow CHF 10,000+ minimum. BX Digital and SDX listings support flexible minimums. There is no regulatory minimum imposed by Swiss law for token purchases

The DLT Act came into force August 1, 2021. It created a new DLT/Security Token Exchange license category under FinMIA for trading venues. The law recognizes ledger-based securities as securities, eases capital requirements for small DLT platforms (CHF 1–5 million vs. CHF 15 million for traditional exchanges), and enables custody and settlement of digital assets

FINMA (Swiss Financial Market Supervisory Authority) is the regulator of financial markets under Swiss law. FINMA licenses DLT trading facilities, exchanges, and platform operators. It requires technical audits of smart contracts before licensing. First DLT trading facility license issued to BX Digital in March 2025

Switzerland imposes cantonal property transfer tax (1–3.3% of purchase price), annual property tax (~0.01–0.30% by canton), and capital gains tax on sale proceeds. As of September 2025, imputed rental value taxation was abolished for owner-occupiers. Tokenized real estate in SPVs follows corporate tax rules by canton

Tokenizer.Estate manages the full FINMA licensing pathway through licensed Swiss legal and compliance partners. This includes DLT trading facility application, smart contract source code audit preparation, compliance documentation, AML/KYC procedures under Swiss and EU standards, and ongoing regulatory reporting

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