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For real estate companies, developers and funds

Tokenize Real Estate in Saudi Arabia

Launch tokenized real estate in Saudi Arabia on your own white-label platform – built for the CMA's digital-asset framework and REGA's world-first national tokenization registry, under your brand. You run the offering and own the investors; we power the software underneath.

  • CMA digital-asset framework
  • National RE tokenization registry
  • Vision 2030

Is tokenized real estate already happening in Saudi Arabia?

Yes – a world-first national registry is live, and the Kingdom's first tokenized property deal has already launched.

droppRWA & RAFAL

First deal from 1 riyal

droppRWA partnered with leading developer RAFAL Real Estate to launch Saudi Arabia's first tokenized real estate transaction, opening fractional ownership of high-value property from as little as one Saudi riyal – aligned with Vision 2030's financial-inclusion goals.

CMA · Tadawul · Edaa

Institutional rails in place

The CMA introduced digital-asset licence categories for tokenized securities with custody, disclosure and Sharia-compliance standards, while Tadawul and the Edaa depository are piloting on-chain issuance and settlement – institutional infrastructure already being tested.

Is your asset a fit?

Tokenization works for real, existing assets that you own and control.

What qualifies

  • Residential property
  • Commercial real estate
  • Development projects with permits
  • Portfolios under your ownership

What doesn't work

  • Ideas without an existing asset
  • Planned developments without permits
  • Assets you don't own or control
  • Single units under $500k with no plan to scale

How it works – from your asset to your investors

What gets tokenized isn't the property directly – it's the SPV or LLC that owns it. Investors buy tokens that represent a fraction of that company.

  1. 1

    You bring the asset

    A real property you own and control, held by an SPV or LLC. That company – not the building itself – is what gets tokenized.

  2. 2

    We build your platform

    A white-label platform under your brand and domain, with an audited smart contract, investor portal and admin panel. Live in about two weeks.

  3. 3

    Investors come in

    They pass KYC/AML with Sumsub, then buy token fractions paying in fiat or crypto – all inside your platform.

  4. 4

    You run and grow it

    You own the brand, the analytics and the investor relationship. We keep the software running with support and updates.

We provide tokenization software – not a ready-made marketplace with built-in demand. Legal structuring and regulatory approvals run separately and depend on your jurisdiction.

Why Tokenizer.Estate

The infrastructure, compliance and security to launch with confidence – under your own brand.

100%code coverage
0critical or high issues

Our token smart contract passed an independent Hacken audit: 100% code coverage, zero critical or high-severity issues, every finding fixed or mitigated.

  • It's yours

    A white-label platform under your own brand and domain. You operate it and own the investor relationship.

  • Compliance built in

    Sumsub KYC/AML, role-based access, audit logs and IP whitelisting – included from day one.

  • You stay in control

    We provide the software and ongoing support – the business, and your investors, stay yours.

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Real Estate Tokenization in Saudi Arabia – Key Questions Answered

  • Is real estate tokenization legal in Saudi Arabia?

    Yes, and Saudi Arabia is a global leader. The Capital Market Authority (CMA) runs a digital-assets framework for tokenized securities, and the Real Estate General Authority (REGA) operates a national blockchain-based real estate registry that supports tokenized title and fractional ownership. The Kingdom's first tokenized real estate transaction has already launched.

  • Can foreign investors buy tokenized Saudi real estate?

    Increasingly, yes. A new Law on Real Estate Ownership by Non-Saudis took effect on 21 January 2026, widening foreign ownership through designated zones (with special rules for Makkah and Madinah). A transaction fee of up to 5% can apply to transfers involving non-Saudis, on top of the standard 5% transaction tax. Tokenized fractions can extend this access where ownership is permitted.

  • What is Saudi Arabia's national real estate tokenization registry?

    It is a national-scale blockchain infrastructure launched by REGA – described as a world first – that combines the Real Estate Registry's title services with blockchain, automated valuation models and smart contracts. It supports listing, fractional ownership and settlement on a national tokenized marketplace, built on SettleMint's platform.

  • Who regulates tokenization in Saudi Arabia?

    Mainly two bodies: the CMA (Capital Market Authority) regulates tokenized securities – issuing digital-asset licence categories and custody and Sharia-compliance standards – while REGA (the Real Estate General Authority) oversees the national real estate registry and its tokenization sandbox. The first real estate tokenization runs under joint REGA and CMA supervision.

  • What taxes apply to tokenized real estate gains in Saudi Arabia?

    Saudi Arabia levies no personal income tax and no general capital-gains tax on individuals. The main property tax is the Real Estate Transaction Tax (RETT) of 5% on disposals, in force since April 2025, and transfers involving non-Saudis may carry an additional fee of up to 5%. Confirm the treatment of a tokenized holding – and any Zakat obligations – with a Saudi tax advisor.

  • Who has tokenized real estate in Saudi Arabia?

    droppRWA, with developer RAFAL Real Estate, launched the Kingdom's first tokenized real estate transaction, opening fractional ownership from as little as one riyal. Proptech platform Jozo offers fractional ownership of rental properties within REGA's regulatory sandbox, with tokenized deeds supported by the Real Estate Registry.

Global Jurisdictional Coverage

Every market has its own rules. Tokenizer.Estate has built the structures to make tokenization work – from Europe to Asia to the Middle East. Launch with confidence, wherever your investors are

Last updated: 21-06-2026

The information on this page is for general informational purposes only and does not constitute legal, financial, investment, or tax advice.
Tokenizer.Estate provides a platform for real estate tokenization and connects you with licensed local partners, but we do not provide legal or regulatory guidance.
Please consult qualified professionals in your jurisdiction before making any investment or tokenization decisions.

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