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For real estate companies, developers and funds

Tokenize Real Estate in Indonesia

Launch tokenized real estate in Indonesia on your own white-label platform – built for the OJK's digital-financial-asset regime and its property-tokenization sandbox, under your brand. We provide the software; the offering stays yours.

  • OJK-supervised
  • Property-tokenization sandbox
  • Law No. 4 of 2023

Is tokenized real estate already happening in Indonesia?

Yes – the OJK sandbox is live and Indonesia's largest fractional property platform already has over 100,000 users.

Regulatory framework

OJK regime since 2025

Supervision of crypto and digital financial assets moved from the commodities agency Bappebti to the OJK on 10 January 2025, reclassifying them as financial instruments under Law No. 4 of 2023 and OJK Regulation 27/2024 – and the OJK simultaneously runs the property-tokenization sandbox.

Binaryx

~25 Bali properties tokenized

By mid-2025 Binaryx had facilitated tokenized investments across roughly 25 Bali short-stay rentals – in areas like Canggu and Ubud – for more than 2,000 investors, showing the model works beyond a single platform.

Is your asset a fit?

Tokenization works for real, existing assets that you own and control.

What qualifies

  • Residential property
  • Commercial real estate
  • Development projects with permits
  • Portfolios under your ownership

What doesn't work

  • Ideas without an existing asset
  • Planned developments without permits
  • Assets you don't own or control
  • Single units under $500k with no plan to scale

How it works – from your asset to your investors

What gets tokenized isn't the property directly – it's the SPV or LLC that owns it. Investors buy tokens that represent a fraction of that company.

  1. 1

    You bring the asset

    A real property you own and control, held by an SPV or LLC. That company – not the building itself – is what gets tokenized.

  2. 2

    We build your platform

    A white-label platform under your brand and domain, with an audited smart contract, investor portal and admin panel. Live in about two weeks.

  3. 3

    Investors come in

    They pass KYC/AML with Sumsub, then buy token fractions paying in fiat or crypto – all inside your platform.

  4. 4

    You run and grow it

    You own the brand, the analytics and the investor relationship. We keep the software running with support and updates.

We provide tokenization software – not a ready-made marketplace with built-in demand. Legal structuring and regulatory approvals run separately and depend on your jurisdiction.

Why Tokenizer.Estate

The infrastructure, compliance and security to launch with confidence – under your own brand.

100%code coverage
0critical or high issues

Our token smart contract passed an independent Hacken audit: 100% code coverage, zero critical or high-severity issues, every finding fixed or mitigated.

  • It's yours

    A white-label platform under your own brand and domain. You operate it and own the investor relationship.

  • Compliance built in

    Sumsub KYC/AML, role-based access, audit logs and IP whitelisting – included from day one.

  • You stay in control

    We provide the software and ongoing support – the business, and your investors, stay yours.

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Real Estate Tokenization in Indonesia – Key Questions Answered

  • Is real estate tokenization legal in Indonesia?

    Yes, and it is actively supervised. Since January 2025 the OJK (Financial Services Authority) regulates digital financial assets, including crypto, under Law No. 4 of 2023, and it runs a regulatory sandbox specifically for property tokenization. The first platform admitted, GORO, operates fractional property investment under this supervision.

  • Can foreign investors buy tokenized Indonesian real estate?

    Indirectly, and tokenization helps. Foreigners cannot own freehold Indonesian land; they use Right-to-Use (Hak Pakai) titles or a foreign-investment company (PT PMA). Tokenized structures, where a company holds the property and issues fractions, are a practical way for foreign investors to gain exposure within these rules.

  • Who is already tokenizing real estate in Indonesia?

    GORO, the first platform in the OJK sandbox, lets more than 100,000 users invest in Bali villas and Jakarta units from about US$1. Platforms such as Binaryx also tokenize Bali vacation homes – around 25 properties for over 2,000 investors by mid-2025 – showing real retail demand.

  • Who regulates tokenization in Indonesia?

    The OJK (Otoritas Jasa Keuangan). Supervisory authority over crypto and digital financial assets transferred from the commodities agency Bappebti to the OJK on 10 January 2025, and the OJK now oversees both the trading and the offering of digital assets under Law No. 4 of 2023 and OJK Regulation 27/2024.

  • What taxes apply to tokenized real estate gains in Indonesia?

    A property sale carries a final 2.5% income tax for the seller and a 5% transfer duty (BPHTB) for the buyer, with VAT (12% from 2025) on new developer sales. Rental income is taxed at a final 10% for residents and up to 20% for non-residents, and annual property tax (PBB) runs 0.1–0.5%. Confirm the treatment of a tokenized holding with an Indonesian tax advisor.

  • What changed when the OJK took over crypto regulation?

    On 10 January 2025 supervision of crypto and digital financial assets moved from Bappebti to the OJK, reclassifying these assets as financial instruments and bringing both their trading and offering under one financial-sector regulator – a more investor-protective framework that also covers property-tokenization pilots.

Global Jurisdictional Coverage

Every market has its own rules. Tokenizer.Estate has built the structures to make tokenization work – from Europe to Asia to the Middle East. Launch with confidence, wherever your investors are

Last updated: 21-06-2026

The information on this page is for general informational purposes only and does not constitute legal, financial, investment, or tax advice.
Tokenizer.Estate provides a platform for real estate tokenization and connects you with licensed local partners, but we do not provide legal or regulatory guidance.
Please consult qualified professionals in your jurisdiction before making any investment or tokenization decisions.

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