Launch tokenized real estate in Croatia on your own white-label platform – built for EU MiCA rules and HANFA oversight, under your brand. You run the offering and own the investors; we power the software underneath.
Yes – a coastal tokenization initiative is documented, MiCA is live, and HANFA has already issued its first crypto licence.
€30M of Adriatic property
Katalyo & Telos
Katalyo, building on the Telos blockchain, set out to tokenize around €30 million of Croatian coastal real estate. The structure was two tokens per property – one for ownership, one tracking rental income – with KYC and AML checks baked in and secondary transfers handled on-chain. It is among the earliest documented real estate tokenization initiatives in the Adriatic region.
HANFA
First MiCA licence issued
Croatia adopted MiCA in December 2024 and in 2026 HANFA granted the country's first full MiCA CASP licence to Zagreb-based Electrocoin – a sign the licensing machinery is operational and processing real applications.
HANFA & Ministry of Finance
RoadToMarket sandbox open
HANFA and the Ministry of Finance launched the 'PutNaTržište' (RoadToMarket) sandbox so firms can test tokenized capital-market models before going live – and MiCA passporting means a licensed offering can reach investors across the whole EU.
Tokenization works for real, existing assets that you own and control.
What gets tokenized isn't the property directly – it's the SPV or LLC that owns it. Investors buy tokens that represent a fraction of that company.
A real property you own and control, held by an SPV or LLC. That company – not the building itself – is what gets tokenized.
A white-label platform under your brand and domain, with an audited smart contract, investor portal and admin panel. Live in about two weeks.
They pass KYC/AML with Sumsub, then buy token fractions paying in fiat or crypto – all inside your platform.
You own the brand, the analytics and the investor relationship. We keep the software running with support and updates.
We provide tokenization software – not a ready-made marketplace with built-in demand. Legal structuring and regulatory approvals run separately and depend on your jurisdiction.
The infrastructure, compliance and security to launch with confidence – under your own brand.
Our token smart contract passed an independent Hacken audit: 100% code coverage, zero critical or high-severity issues, every finding fixed or mitigated.
A white-label platform under your own brand and domain. You operate it and own the investor relationship.
Sumsub KYC/AML, role-based access, audit logs and IP whitelisting – included from day one.
We provide the software and ongoing support – the business, and your investors, stay yours.
Every market has its own rules. Tokenizer.Estate has built the structures to make tokenization work – from Europe to Asia to the Middle East. Launch with confidence, wherever your investors are
Last updated: 21-06-2026
The information on this page is for general informational purposes only and does not constitute legal, financial, investment, or tax advice.
Tokenizer.Estate provides a platform for real estate tokenization and connects you with licensed local partners, but we do not provide legal or regulatory guidance.
Please consult qualified professionals in your jurisdiction before making any investment or tokenization decisions.